What is a Khata?
A Khata is an official account maintained by the local municipal authority (like BBMP, BMRDA, or Gram Panchayat) to record a property for taxation and civic compliance.
It contains key details:
- Owner’s name
- Property location, size & usage (residential / commercial)
- Tax assessment details
Note: Khata is not proof of ownership — that is established by the registered Sale Deed. The Khata simply connects your property to local records for tax & approvals.
Types of Khata
A-Khata
- Issued for properties fully compliant with BBMP / planning authority rules.
- Eligible for building plan approvals, bank loans, resale without legal issues.
B-Khata
- For properties in unapproved layouts or with deviations.
- Allows tax payments but doesn’t confirm legality. Not accepted by most banks.
Why is Khata Important?
Having a valid Khata is crucial because it:
- Enables paying property tax legally
- Required for electricity & water connections (BESCOM/BWSSB)
- Needed for building plan approvals & occupancy certificates
- Ensures higher resale value & easier property loans
How to Get a Khata
- Registered Sale Deed
- Latest property tax paid receipt
- Encumbrance Certificate (EC)
- DC Conversion order (if applicable)
- Approved layout/building plan (if constructed)
- Owner ID proof
- BBMP Revenue Office (inside city limits)
- Gram Panchayat Office (for rural layouts)
- BMRDA / BIAAPA offices (for planning authority layouts)
- 30 to 90 days, depending on jurisdiction and document completeness.
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FAQs
Can I sell without a Khata?
Legally possible, but most buyers & banks require A-Khata.
How to convert B-Khata to A-Khata?
By paying betterment charges and applying under regularisation schemes, if your area is eligible.
Conclusion
A Khata links your property to the municipal system, allowing tax payments, approvals, and utility connections. For property owners in Bengaluru, maintaining a clear A-Khata is vital to protect investment value and avoid future legal hurdles.